Basic Business Checking Share Type 76	Business Dividend Checking Plus Share Type 74
Monthly Maintenance Fee	$10.00	$20.00
Minimum Balance	$500.00 minimum daily balance to avoid monthly maintenance fee	$500.00 minimum daily balance to earn dividends
Earns Dividends	No	Yes
Package Deals	250 items per month	500 items per month
Over usage fees	$0.25 per item	$0.25 per item
Requirements	None	None
Home Banking/Bill Pay	FREE/$3.00 per month for Bill Pay	FREE/$3.00 per month for Bill Pay
VisaŽ Credit Card	No Annual Fee/First 2 cards are free - $10.00 each additional card	No Annual Fee/First 2 cards are free - $10.00 each additional card
VisaŽ Debit Card	First 2 cards free - $10.00 each additional card	First 2 cards free - $10.00 each additional card
Savings Requirement	$50.00 minimum savings account required	$50.00 minimum savings account required
Additional Fees/Charges	Additional fees to follow per Schedule of Fees and Charges	Additional fees to follow per Schedule of Fees and Charges