Debit Cards

A-K Valley Visa  Debit Cards

It's the plastic card that works like a check. You can use it like a credit card, but with a twist: instead of running up a number of charges, getting a monthly bill, and paying interest, when you use A-K Valley's VisaŽ Debit Card, your transaction amount will be automatically deducted from your checking account! You can use your A-K Valley's VisaŽ Debit Card to pay for your purchases everywhere VisaŽ Debit is accepted! Plus, A-K Valley's VisaŽ Debit Card will also perform all of the functions of an ATM Card. It's a checking-withdrawl-depositing card all in one! All of your A-K Valley VisaŽ Debit Card purchases will be listed on your monthly checking account statement, along with deposits, ATM withdrawals and regular paper check transactions.

- Does not involve borrowing, so you will not pay interest
- Accepted at all stores that accept VisaŽ Debit
-
Decreases need and cost of writing checks
- Speeds up your "checkout" time
- Accepted where checks are not
- Safer than carrying cash
- Chances of overdrawing your account are greatly reduced 

A-K Valley's VisaŽ Debit Card WILL NOT REPLACE paper checks. This card gives you an alternative to using credit cards or writing checks. You will not have to explain to a merchant that you are using a "debit" card. The clerk will handle the transaction just as he or she would handle your credit card. You'll also get a customer receipt, just like you do with a credit card. With a receipt, it will help you to remember to enter the transaction into your checkbook register.

The following limitations on frequency and amount of VISAŽ   Debit Card transactions may apply:

  • You may purchase up to a maximum of $1,000 per day, if there are sufficient funds in your account.
  • You may withdraw up to a maximum of $400 per day from an ATM machine, if there are sufficient funds in your account.
  • You may purchase up to a maximum of $600 for a card not present transaction (example: telephone or Internet), if there are sufficient funds in your account.
  • You may withdraw, deposit and transfer between accounts wherever you see the VISAŽ  , STAR, CU$, ACCEL/Exchange & PLUS logos.  The terminal owner may apply certain fees.
  • You may use non-Clearview operated machines up to 8 times for fee during the month, however any uses above 8 will cost $1 per transaction.

Lost or Stolen Visa  Debit Card

Don't spend the weekend worrying if your Visa  Debit Card was lost or stolen.  Simply call 1-800-472-3272, twenty four hours a day seven days a week.  To order a new card contact our Main Office.

 

 

No Surcharge ATM Locations!

 

 Click CU$ for NO SURCHARGE ATM Locations in your area! 

 


Most Sheetz ATM's are surcharge free!

 

Internet Security Feature from Visa !

Visa  has developed an Internet authentication system called "Verified by Visa ". This will enable all Visa  cardholders to be authenticated through the use of a password. This system will allow you as a cardholder to actively protect your Visa account from unauthorized use by selecting personalized passwords that become your online "signature" for Web purchases. Each time you make a purchase at a participating online store, you will automatically be presented with a "Verified by Visa " window where you will be prompted to enter your personalized password. To enroll your Visa  debit card in this service, please visit www.visa.com/verified.

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